A Guide on What to Do After an Accident.
The chances of an accident occurring are always high when you are out on a drive as you can be at fault or the accident can be caused by other motorists on the road. Accidents are uncontrollable but you can always take control of everything that happens after an accident. Here is a guide on what to do after an accident.
If you are still conscious and of sound mind after an accident, the first thing you need to do is prevent the scenario from escalating and causing further fatalities. The impact on collision may not be severe and your car may be able to move and in such a scenario it is advisable that you take a safety measure and move your car to the side of the road and switch in hazard indicator signals so as to caution other road users. Fleeing from the scene of accident is a hit and run criminal offense punishable by law.
If you are conscious, ensure that you check yourself and all the other passengers in your car and the other car for injuries. Contact the emergency services immediately realize that some of the passengers have sustained serious injuries or if the cars involved in the accident are blocking the road and are incapacitated.
Calling the police to the scene of the accident is a wise step you need to take. Calling the police will enable you to get a legal record of the accident which is a crucial document needed by your insurance company for the processing of your claim. The police report can exonerate you if the other party involved in the accident makes a claim against you. Situations that may prompt you to call the police includes the other driver fleeing the scene of the accident, you suspect that the other driver is under the influence, if you think the other driver caused the accident or suspect the other party lacks an insurance cover.
After the accident you should take a step of talking to the party and ascertain that they are okay. Avoid giving an apology to the other party as and stick to seeking their personal information only. Details of the accident should only be presented to the police officers recording reports in the accident. After taking the other parties insurance details take a step of comparing the details in them with the cars specific color and registration details. It is also wise to collect evidence from the scene of accident such as photographs of the car and the area around the accident, the weather conditions, the time of the accident and also take contacts from individuals who witnessed the accident.
Lastly, it is important that you contact the insurance company covering your car after first aid has been administered to you. The process of your claim is initiated the moment you inform the insurer of the accident.